Start with a penny but there's competition for those street pennies.

This morning while I was on my way to get coffee, I stepped off the curb and saw a penny but a young woman a few steps ahead of me bent down and picked it up. I congratulated her on finding a "good luck" penny and asked her if she were "doubling"; she replied, "no...I'm German." (LOL)

I explained penny doubling and she looked amazed when I mentioned one million dollars. She kept the penny. She was entitled to it. I'll have to swoop faster next time. On the way back, I took a different route home to my apartment but there were no other pennies to be found.